Individual & Family Plans Including Covered California

We proudly represent Covered California and Laura was selected as an “On Demand” agent based on efficiency, excellence in customer service, and production standards.  In 2019 her call territory was expanded to the entire state.  In addition, our capabilities include assisting with individual family plans (IFP) outside of the Covered California Health Exchange.

For health insurance to begin January 1, 2024, you must enroll by December 31, 2023.

Renewal of existing plans will begin November 1, 2023. Please be aware one current carrier is leaving the California market, and another carrier has parted ways with some local medical groups. Please reach out if you need help with findng replacment plans. For changes to existing plans or carriers for 2024, adjustments must be made by December 31, 2023. If you are happy with your existing plan, and there are no changes to your household or financial status, your plan, or the next closest plan based on eligibility, will roll over to 2024. Please be aware of premium changes (if any), beginning January 2024  and update auto withdrawals if applicable. The last day of open enrollment is January 31, 2024 with an effective date of February 1st. 

Pre-existing conditions are not considered for enrollment into IFP health insurance.

Special Enrollment Facts

If you have experienced a qualifying life event you may enroll in a health insurance plan outside of the annual open enrollment period.

You usually have 60 days from the date of the qualifying event to enroll in a health insurance plan (or change your existing plan).

Examples of qualifying life events include: Losing existing coverage, getting married, and moving to or within California.

Please contact me for complete details and to enroll.