Individual & Family Plans Including Covered California
Jackie proudly represents Covered California as well as assisting with individual family plans (IFP) outside of the Covered California Health Exchange.
For health insurance to begin January 1, 2027, you must enroll by December 31, 2026
Renewal of existing plans will begin in October 2026. For changes to existing plans or carriers for 2027, adjustments must be made no later than December 31, 2026.
If you are happy with your existing plan and there are no changes to your household or financial status, you will still need to verify income to renew for 2027. Please be aware of premium changes (if any) beginning January 2027 and update automatic payment withdrawals if applicable.
The last day of open enrollment is January 31, 2027 with an effective date of February 1st, 2027.
Pre-existing conditions are not considered for enrollment into IFP health insurance on Covered California.
Special Enrollment Facts
If you have experienced a qualifying life event you may enroll in a health insurance plan outside of the annual open enrollment period.
You usually have 60 days from the date of the qualifying event to enroll in a health insurance plan (or change your existing plan).
Examples of qualifying life events include: Losing existing coverage, getting married, and moving to or within California.
